Money · Operator memo

Does wrapping ChatGPT make me need an EU AI Act chatbot notice?

Yes, if people talk to your product. Calling OpenAI, Anthropic, or Google through an API does not move Article 50(1) onto them. The Commission FAQ says a provider is whoever develops an AI system, or has it developed, and places it on the EU market or puts it into service under their own name or trademark.

That is you. Your wrapper is the system. Chatbot notice has been enforceable since 2 August 2026. GPAI Chapter V stays with the model supplier unless you significantly modified the model.

Get the $29 Article 50 Ship Checklist Buy a Money Brief $149

Not legal advice. Related: GPAI if I only call an API? · Exact notice words · Free notice tool

Who is the provider of a wrapper

The Article 50 FAQ (last update 24 July 2026) quotes Article 3(3): providers develop AI systems, or have them developed, and place them on the EU market or put them into service under their own name or trademark. Location does not matter. A US, Canadian, or UK HQ is still in if the output is used in the EU.

OpenAI and Anthropic provide the general-purpose model. You provide the product that talks to a person: the chat UI, the system prompt, the retrieval, the branding. Article 50(1) is a system-level duty on that product. The FAQ also says Article 50 transparency is complementary to the GPAI model rules in Articles 53 and 55, not a substitute for them.

When the wrapper is in scope

Article 50(1) applies when four criteria in the FAQ all hold:

  1. The system is an AI system.
  2. It is designed for a genuine two-way exchange with people, not just data collection or one-shot automated replies.
  3. The interaction is direct: the AI itself communicates with the person.
  4. The person is a natural person (consumer, professional, or other user).
What you shipped Art. 50(1) notice? Why
SaaS chat that calls ChatGPT / Claude / Gemini and answers a human Yes. You are the system provider. Direct two-way AI interaction under your name.
White-label support widget on a customer site, powered by an API Yes, if you placed it on the market under your trademark. Same provider definition. Your customer may also be a deployer of your system.
Custom GPT or project that only you use, no other humans Usually not Art. 50(1). No other natural person is interacting with the system.
Background classifier or machine-to-machine pipeline No under Art. 50(1). FAQ: no direct contact with people.

The “unless this is obvious” exception is real and narrow. The FAQ says interpret it restrictively. A human-named avatar plus “How can I help you today?” is not obvious. Treat it as in-scope.

What is not transferred to OpenAI

Chapter V GPAI provider duties (technical documentation, copyright policy, training-content summary) sit on the model supplier unless you significantly modified the model. That is the other page: If I only call OpenAI or Claude, do I have GPAI duties?

Do not confuse that with Article 50. The model vendor’s watermark or usage policy does not ship your first-interaction notice. The FAQ is explicit that deployers cannot rely on a provider’s Article 50(2) machine-readable mark to meet their own labelling duties. Same logic for your wrapper: their mark is not your chatbot notice.

What is live this week

Article 50 applies from 2 August 2026. The only grace period in the FAQ is for Article 50(2) machine-readable marks on generative systems already on the market before that date: those marks are due 2 December 2026. Chatbot notice had no extra delay. The Digital Omnibus moved high-risk dates, not Article 50.

National market surveillance authorities enforce most Article 50 cases. Fines can reach €15 million or 3% of worldwide turnover, with proportionality language for SMEs. That is the FAQ, not a blog.

Do this in seven days

  1. Inventory every surface where a person chats with your wrapper (app, widget, Slack, voice).
  2. Ship a clear, distinguishable first-interaction notice in the product. Commission-style example used on our other page: “You are interacting with an AI system.”
  3. Do not bury it in Terms or a privacy policy.
  4. If you generate synthetic audio, image, video, or text that people see, open an Article 50(2) marking ticket. Pre-2 August products get until 2 December. Later launches do not.
  5. Do not start a GPAI Code of Practice workstream just because you call an API.

Buy the checklist

The $29 Article 50 Ship Checklist is the print-and-tick page: inventory, notice line, deepfake labels, 2 December mark. The $149 Money Brief is the sourced memo if you fine-tuned a model, white-label for other companies, or legal wants the FAQ criteria applied to your exact stack.

Free notice-copy tool · Omnibus did not delay Article 50

Sources

Fetched 28 August 2026 (PT). No invented quotes.

  1. European Commission, “Transparency obligations under Article 50 of the AI Act,” FAQ, last update 24 July 2026 (provider definition Art. 3(3); four Article 50(1) criteria; applies from 2 August 2026; 2 December grace only for Art. 50(2) marks; complementary to GPAI Arts. 53 and 55; fines up to €15m / 3%). digital-strategy.ec.europa.eu
  2. European Commission, “Commission starts enforcing AI Act rules and new transparency requirements on 2 August,” press release, 31 July 2026. digital-strategy.ec.europa.eu
  3. European Commission, AI Act policy page, last update 3 August 2026. digital-strategy.ec.europa.eu
  4. European Commission, “Guidelines for providers of general-purpose AI models.” digital-strategy.ec.europa.eu