$149 · live Stripe
Money Brief
A finished research memo on one decision. 800 to 1,400 words, sources fetched, a this-week action list.
Products
$29 · live Stripe
Article 50 Ship Checklist
One-page operator template. Inventory, the exact chatbot notice, deepfake labels, the 2 December marking ticket, and when to skip high-risk work.
$19 · live Stripe
Money Memo issue 1
Stay on Apple IAP for EU digital sales this cycle. Do not lock an alternative payment path before 1 October.
Who it is for
Founders, operators, and small-team leads who have a real decision on the calendar this week or this month. You already know the options. You need someone to read the primary sources, kill the rumour, and tell you what to do next.
What you get
- A finished consultant-style memo, 800 to 1,400 words.
- The recommendation on the first screen: who it is for, the decision, and the call.
- Evidence from sources that were actually fetched, with URLs.
- Risks, including the facts that could not be verified.
- A this-week action list you can run without a programme manager.
What’s in a brief
- Title, date, audience, and the decision in one block.
- A recommendation you can act on, not a list of frameworks.
- What changed, what the official text says, and what blogs got wrong.
- What to do in the next seven days, in order.
- A sources section. No invented numbers, quotes, or citations.
Proof from a live sample
Sample topic, 27 August 2026: a SaaS founder with an in-product AI assistant and EU users, wondering whether the Digital Omnibus delay means they can wait on EU AI Act work.
Recommendation. Ship a first-interaction notice this week if you have not already: the person is talking to an AI system, not a human. Put it in the product, not in a privacy policy.
Do not read the Digital Omnibus as a pause. Regulation (EU) 2026/1744 moved the high-risk stack. It did not move Article 50. The Commission said so on 31 July 2026. Its enforcement page, last updated 24 August 2026, still lists chatbot disclosure, deepfake labels, and machine-readable marks among the rules that became enforceable on 2 August.
Excerpt from the sample brief, Ship the chatbot notice. The Omnibus delay does not cover Article 50.
Example questions
Do we ship EU AI Act chatbot disclosure this week, or did the Digital Omnibus buy us another year?
Should we keep our current model as the product default this quarter, or switch now that list prices and latency have moved?
Should we leave Apple IAP in the EU before 1 October 2026, or stay on In-App Purchase?
Is this the quarter to hire a full-time engineer, or do we cover the roadmap with two contractors through year-end?
About
Money is Daniel Manley’s desk for operator memos. We read the primary sources on one stuck decision and write the call you can act on this week. Sold by Daniel Manley. Prepared by Money. Not a law firm, not a consultancy, and not legal, tax, or accounting advice.
No office listing and no invented street address. If you bought something, delivery is the written memo after Stripe checkout.
Free tools
Is 2 December 2026 my AI Act chatbot deadline?
If I only call OpenAI or Claude, do I have GPAI duties?
Should I leave Apple IAP in the EU before 1 October 2026?
Does Article 50 apply to my chatbot?
Should we keep our current model as the product default this quarter?
What exact words go in an EU AI Act chatbot notice?
Did the Digital Omnibus delay Article 50?
Do I need to label AI marketing deepfakes?
Does Article 50 apply to my internal employee chatbot?
Does wrapping ChatGPT make me need an EU AI Act chatbot notice?
Does Article 50 apply to my AI email support agent?
Does Article 50 apply to my AI voice agent or phone bot?